Texas weather can be tough. The North Central Texas Council of Governments suggests that "Over the next 30 years, the North Central Texas region will be hit by more than 200 tornadoes, more than 2000 hail events, more than 100 significant wind storms..." This is a brief summary...See an executive summary of potential Texas hazards at: www.hazmap.nctcog.org.

Below is information from the North Central Texas Council of Governments Web site about storm damage in Texas.

Top 10 Costliest Texas Storms (1950-2003)
Rank	Cost	Storm	Date	Location
1	$3.5 billion	Tropical Storm Allison	June 6, 2001	Houston
2	$1.1 billion	Hail Storm	May 5, 1995	North Texas
3	$885 million	Hail Storm	April 5, 2003	North Texas
4	$795 million	Hurrican Alicia	August 18, 2983	Galveston
5	$750 million	Hail Storm	April 28, 1992	Fort Worth-Waco
6	$445 million	Tornado	March 28, 2000	Fort Worth
7	$425 million	Hail Storm	April 28, 1995	DFW Airport
8	$400 million	Tornado/Hail Storm	April 24, 1994	Lancaster.Desoto
9	$310 million	Hurricane Celia	August 3, 1970	Corpus Christi
10	$291 million	Flooding	October 1994	SE Texas

Hail losses are a plague to homeowners and to the insurers that cover their homes. There is no win here for either insurers or homeowners. But there are people who profit from storms by taking advantage of Texans. Storm chasing roofers and opportunists flock into storm areas and take advantage of homeowners under stress and disoriented by hail damage. We are compiling information here to help make sure you are never among their victims.

Impact Resistant Roofing Can Save You Money on Your Homeowner's Premium

There is nothing we can do to stop hail; there are viable options for minimizing your exposure to hail damage. This is great news because new roofing products labeled "impact resistant roofing" can reduce your homeowners policy by up to 35%. Homeowners can save millions on their premiums, insurers can save millions on paying for damages and homeowners will be saved the aggravation of dealing with roof damage from storms. Impact resistant roofing is the way of the future.

State Farm Insurance is the largest insurer of homes in Texas. State Farm has a very strong interest in the development of impact resistant roofing which can save State Farm and their policy holders large sums. Check out this information. It is eye-opening and quite interesting. And remember, when the article mentions "there are parts of Texas, Oklahoma, Kansas and nebraska where hailstorms average six strikes a year or more."...They are talking about Tarrant County!

Just a short time ago, the Texas Department of Insurance mandated the homeowner savings. Now the savings are voluntary and you do need to understand what the discount is with your particular insurance company. You also need to understand the fine details of the policies. Feel free to call us with your concerns or questions. We feel it is our duty as a responsible roofing company to watch out for our neighbors and make sure they fully understand what can affect their home, their family and their wallet.

Impact Resistant Roofing Can Virtually Eliminate the Stressful Hail Damage Cycle

The homeowners' insurance pays the bulk of the loss; still, the individual homeowner shares in the loss by contributing the amount of their policy deductible toward replacement of the damaged roof. Avoiding the deductible becomes a major incentive particularly for some policyholders who have two or three total roof losses in a decade.

With increased confidence in the "impact resistant" roofing, homeowners can consider choosing a higher deductible which will in turn lower the insurance premium you are paying. This, too, can be a sizable saving to the homeowner.

And beyond the deductible and dealing with the insurance claim, home owners are pleased to give up dealing with contractors inside and on top of the house making repairs to the premises. Reducing the hail risk to your home gives added peace of mind knowing that your risk of hail damage has been greatly reduced. Owners of homes protected with "impact resistant roofing" will be sighing with relief when the hail comes again and their less-prepared neighbors are calling the roofer and calling their insurance company.

And speaking of the deductible, if you have confidence your roof will survive future hail storms, you will more likely be comfortable choosing a higher deductible which will in turn lower the insurance premium you are paying. This too can be a sizable savings.

We can help you understand whether impact resistant roofing makes sense for you. There are a tremendous number of options available with impact resistant roofing. Come visit our roofing showroom. You can feel and touch the products and find the product that not only protects your home but creates the look and feel you want in roofing.